Car Rental Insurance in Montenegro — The Complete Guide
The right insurance is the most important aspect of renting a car. Many travellers are unsure about which coverage they really need and what exactly is included. MAXICAR explains all options transparently — no hidden costs.
Insurance Types Overview
| Insurance | Code | Coverage | Excess |
|---|---|---|---|
| Third Party Liability | TPL | Damage to third parties | None |
| Collision Damage Waiver | CDW | Damage to rental vehicle | High (800-2,000 EUR) |
| Theft Protection | TP | Vehicle theft | Medium (500-1,500 EUR) |
| Super CDW | SCDW | CDW with reduced excess | Low (200-500 EUR) |
| Full Coverage (MAXICAR) | FDW | All-round protection | Minimal (0-150 EUR) |
What Standard CDW Does NOT Cover
- Tyres and wheels
- Undercarriage and chassis
- Roof damage
- Glass (windscreen, side windows)
- Interior of the vehicle
- Key loss
- Towing and recovery costs
MAXICAR Recommendation
Our Full Coverage insurance (FDW) covers all areas listed above. Drive worry-free on holiday without thinking about potential costs.
Deposit and Payment Methods
| Vehicle Class | Standard Deposit | With Full Coverage |
|---|---|---|
| Economy | 200 EUR | 100 EUR |
| Compact | 300 EUR | 150 EUR |
| SUV / Premium | 500 EUR | 200 EUR |
MAXICAR Advantage
MAXICAR accepts both credit card and cash deposits. You don't need a credit card to rent from us — a key difference from many international providers.
Updated: March 2026 — All information provided for guidance only.